A private space for both
What you say is not shared with family or friends.
The car, the brunches, the school: you are living at your friends' level, on your own salary
Everyone in your circle has the new SUV. Their children are at the school with the long waiting list. Fridays are brunch at a hotel. One of you feels you must keep pace; the other watches the credit card balance climb and loses sleep. In Dubai, where there is no visible limit to what can be bought, this is among the commonest causes of quarrels.

A private space for both
What you say is not shared with family or friends.
Calm and balanced
Disagreements are looked at without taking sides.
Phone or video
Works when spouses live apart for work.
Not a replacement for help
Counselling or legal advice may also be needed.
Think of a couple who came to save for a house back home. Six years on they have a leased car, a larger flat than they need and two cards near their limit. He says appearances matter for his business. She says they are one job loss from disaster. Both are frightened, of different things.
In a city of expatriates, people judge and are judged quickly by what they display. One partner may feel that falling behind means being left out, professionally or socially. The other sees that the original purpose of being here is slipping away. Here, unpaid debt can also have serious legal consequences.
A consultation helps you return to why you came and set spending that serves it. A Kundli reading is optional. Contentment grows when the two of you, not your acquaintances, define enough.
The goal that brought you here, and how far along you are.
Belonging, status, reassurance. There may be cheaper ways to have them.
The amount set aside each month, taken out before anything else.
Income, fixed costs, card balances and what was saved last year. The main service page gives the session details.
See the consultation processMost people are too busy with their own image to notice. Real friends remain.
A warning sign. Stop new borrowing and plan repayment at once.
Say the figures aloud to each other. Shared facts are easier than private dread.
Ask each other what you hoped to have achieved by now. Then look at the real numbers together, without blame. Decide a monthly savings figure and treat it as untouchable.
Choose what to keep and what to drop. Perhaps the school stays and the car is downsized; perhaps brunch becomes monthly. Clear card debt as a priority, and take advice from your bank or a qualified adviser if repayments are a struggle. Spend time with people who do not need impressing. You will find more of them than you expect.
The session is online and can be joined from Dubai or Sharjah after work. Both of you say what you want your years here to produce. Birth details are requested only if you opt for the reading.
To a degree. It seldom requires as much as people fear, and debt harms a career far more.
Show the figures and the original goal. Propose specific changes instead of a general demand.
No. Stop adding to it, speak to the bank early, and make a repayment plan together.
It may offer a traditional view. Improvement depends on the plan you follow.